In the past 7 years, UPI has seamlessly integrated into our daily lives, transforming the landscape of payments in India. It’s not just about payments; UPI keeps evolving with new features. One of the latest additions is UPI Now Pay Later. The introduction of this innovative feature promises to enhance your convenience significantly. Just as […]
Account Payee Cheque: How to Issue and Encash?
In today’s digital age, most individuals possess a bank account equipped with chequebook facilities. However, the use of physical cheques has dwindled resulting in a general lack of familiarity with crucial terms such as “Bearer cheque,” “Crossed cheque,” and “Account Payee cheque.” This article aims to bridge this knowledge gap by exploring these terms in-depth […]
UPI Transaction Limit of Google Pay, SBI, ICICI, HDFC, and 40 other Banks
UPI transactions are quite convenient. But they come with limitations. These limits might become an issue when you need to make a payment urgently. UPI transactions have two types of limits: one on the number of transactions and another on the transaction amount. The limit on the transaction amount has two sub-limits: the maximum amount […]
How To Activate Airtel Payment Bank’s Dormant Account
Opening multiple accounts is simple, but maintaining them can be challenging. The same applies to an Airtel Payment bank account that you might have opened a while ago. However, over time, this account may have become dormant or blocked, even though it might still hold some funds. Are you now eager to reactivate or unblock […]
Solution: You have exceeded the maximum transaction limit set by your bank!!
It is not frequent, but sometimes you can encounter the message “You have exceeded the maximum transaction limit set by your bank”. You can also see the message “You have reached the UPI payment limit set by your bank”. It applies a sudden brake on your otherwise smooth UPI Payments. This can happen whether you […]
Phonepe Transaction Limit Per Day: UPI Limit for 93 Banks (Updated 2023)
Do you want to know about the limits of the Phonepe Payments app? You’re in luck! This guide breaks down those limits into simple pieces. Let’s explore PhonePe’s daily transaction limits, understanding what you can and can’t do. Get ready to dive in. Types of Limits on Phonepe There can be various types of limits […]
HDFC Bank: How to Open PPF Account Online
Hey there, curious about how to make your money work for you? Do you want to build some long-term wealth through the HDFC Bank? Well, you’re in luck because there’s this fantastic thing called a PPF or Public Provident Fund that’s perfect for small investors like you. You might be wondering, what’s so great about […]
What is UTR Number? How to Find UTR and Check Status
The full form of the UTR number is the Unique Transaction Reference number. When you send money between banks, each transaction gets a unique UTR number.
Updated Interest Rates for Small Saving Schemes in India: July 2023
Small Saving Schemes in India are instrumental in encouraging savings and offering secure investment avenues to individuals across the country. As we step into the second quarter of the financial year 2023-24, the government has announced revised interest rates for these schemes. In this blog post, we provide a detailed overview of the revised interest […]
Difference Between NEFT and RTGS Payment System
Currently, there are numerous payment systems available. Nevertheless, NEFT and RTGS remain highly beneficial in certain situations. People are curious to understand the distinctions between these two payment systems. In this post, I will delve into the dissimilarities between NEFT and RTGS. You will gain insight into the distinct applications of these two payment methods. […]
Scheduled Commercial Banks of India, Updated list and detail
Scheduled Commercial Banks in India are banks that are listed in the Second Schedule of the Reserve Bank of India Act, of 1934. These banks are authorized to conduct banking operations and are regulated by the Reserve Bank of India (RBI). Scheduled Commercial Banks provide a wide range of banking services. Some of these services […]
List Of Agency Banks of India for PPF & Sukanya Accounts
Agency banks in India are banks that work on behalf of the government or other organizations. You can open PPF Account, Sukanya Samriddhi Yojana Account, or Senior citizen saving account in these banks. They also help the government with tasks like collecting taxes, distributing pensions, and giving out benefits for government programs. They also assist […]