In today’s digital age, most individuals possess a bank account equipped with chequebook facilities. However, the use of physical cheques has dwindled resulting in a general lack of familiarity with crucial terms such as “Bearer cheque,” “Crossed cheque,” and “Account Payee cheque.” This article aims to bridge this knowledge gap by exploring these terms in-depth […]
Banking
HDFC Bank: How to Open PPF Account Online
Hey there, curious about how to make your money work for you? Do you want to build some long-term wealth through the HDFC Bank? Well, you’re in luck because there’s this fantastic thing called a PPF or Public Provident Fund that’s perfect for small investors like you. You might be wondering, what’s so great about […]
What is UTR Number? How to Find UTR and Check Status
The full form of the UTR number is the Unique Transaction Reference number. When you send money between banks, each transaction gets a unique UTR number.
Updated Interest Rates for Small Saving Schemes in India: July 2023
Small Saving Schemes in India are instrumental in encouraging savings and offering secure investment avenues to individuals across the country. As we step into the second quarter of the financial year 2023-24, the government has announced revised interest rates for these schemes. In this blog post, we provide a detailed overview of the revised interest […]
Scheduled Commercial Banks of India, Updated list and detail
Scheduled Commercial Banks in India are banks that are listed in the Second Schedule of the Reserve Bank of India Act, of 1934. These banks are authorized to conduct banking operations and are regulated by the Reserve Bank of India (RBI). Scheduled Commercial Banks provide a wide range of banking services. Some of these services […]
List Of Agency Banks of India for PPF & Sukanya Accounts
Agency banks in India are banks that work on behalf of the government or other organizations. You can open PPF Account, Sukanya Samriddhi Yojana Account, or Senior citizen saving account in these banks. They also help the government with tasks like collecting taxes, distributing pensions, and giving out benefits for government programs. They also assist […]
How To Withdraw Cash From ATMs Using UPI Apps- Phonepe, Paytm, Google Pay
Withdrawing cash from an ATM has become extremely easy now, thanks to the UPI. You don’t even need to carry your ATM card with you. Your mobile phone is sufficient to withdraw cash from an ATM. After a long wait, banks have finally introduced the option of cardless cash withdrawal using UPI (Unified Payments Interface). […]
What is the e-Rupee and How to use it?
Reserve Bank launched E-Rupee on 1st December 2022. We can use this digital currency instead of Physical currency notes. Thus, we will no longer have the hassle of keeping notes or coins. Notes will not mutilate. There will be no need to withdraw money by going to the bank or atm. Although we get all […]
Amazon Pay ICICI Bank Credit Card- Review, Eligibility and Application
It is a recession time. We have become very conscious of the money. Thus we want to save every paisa. Your credit card can also help in this regard. The Amazon Pay ICICI bank Credit card is one such card. Which can give exceptional cashback. In this post, I would discuss whether this card is […]
Missed Call Numbers of SBI, PNB, BOB and Other Banks to Check Balance
Do you still visit ATM or Bank Branch to check your account balance? Is not it a tedious work to get this type of small information? Then why do not you use the banks’ missed call service to check account balance? Though you may check the account balance through Internet Banking at your convenience. But […]
AEPS क्या है? इसका Charge क्या है? कैसे काम करता है?
इस पोस्ट में हम AEPS के बारे में पूरी जानकारी देंगे। हम आपको बताएंगे कि ये क्या है। और इससे आपको क्या फायदा है। AEPS का काम करने का तरीका है? और इसका चार्ज क्या है। लेकिन इससे पहले AEPS से जुड़ी एक छोटी सी घटना AEPS और राम आसरे कोरोना की वजह से जब […]
What is POS Terminal? How Card Payment Works
You might have seen a machine at a retail store which is used to take payments. The merchant swipes or insert your card in this machine to take payment. This machine is called as POS terminal. The full form of the POS is Point of Sale. How POS System Works Every POS machine is linked […]