The number of the cashless payments is climbing up in India. Smartphones are playing a major role in the increase of the cashless payments. These payments are done by the various mobile wallets and UPI apps. India has a considerable amount of iOS users. Just like other iPhone users, you also may be wondering about the payment apps for iOS. You may have a question about the UPI apps also. In this post, I am going to tell you about the iOS UPI apps and payment apps for iPhone users. So let’s begin.
What is iOS
iOS is an operating system created and developed by the well-known company Apple Inc. It is also known as iPhone OS or Apple OS. Apple’s iPhones and iPads are based on this operating system. This is the second most popular operating system in the world as well as in India after Android. The iOS is considered as a premium operating system. Unlike Android, iOS is a closed source operating system and Apple Inc. does not allow other companies to make iOS devices.
Apps in iOS
Apple’s App Store is also second biggest app store after Google Play store. It contains more than 2 million apps. Though the number of apps is less than Android but the quality of apps is far better than Android. The Apps in iOS are well-designed, fast and secure. Moreover, almost every needed app is available on the iOS except some. Apps in iOS are available in many categories such as games, educational, utility and financial.
Payment apps in iOS
After demonetization, the payment apps are in high demand. iOS app store has many payment apps to make your life easy. These apps are capable of making digital payments for you. Below are some of the best payment apps in iOS.
Also Read: Best UPI Apps
Paytm is one of the best payment apps in iOS. It is an Indian app launched by Mr. Vijay Shekhar Sharma. Paytm is capable of doing mobile recharges as well as hotels, flights, taxis, and train bookings. It also has the feature to make payments to merchants. I have personally seen too many shops which accept payments via Paytm.
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Freecharge is another best payment app in iOS. It is a fast, secure and reliable app to make digital payments. Initially, the app was designed as a recharge website but soon they made it a payment app. You can do recharges, pay bills and pay at merchants with Freecharge iOS app. It also has some unique features such as Auto-pay and virtual card. These make it an even better payment app in iOS.
Pockets by ICICI
The app is developed by ICICI bank. It is available in iOS app store for everyone. The person who does not have an account in ICICI bank can also use Pockets app. This app does not work as all other mobile wallets work. Instead, it stores the money in a virtual card which is created automatically by the app. You can use this card to make all types of online payments. Even you can request a physical card for the Pockets app. Pockets has all the basic options for making payments.
Mobikwik is another great payment app in iOS. The app is trusted by 30 million users. This app can be used to make payments to over 75000 websites and platforms. The app is a lightweight, fast and simple solution for digital payments using iPhones or iPads. Mobikwik easily performs transactions in slow networks also.
UPI apps in iOS
Earlier, the UPI apps are only available for Android. Because NPCI had developed the UPI libraries for Android only. But the wait is over. Recently NPCI had finished developing libraries for iOS and shared those with member banks. After this much-awaited move by NPCI, ICICI bank has integrated UPI facility in its iMobile app. Another big player PhonePe has also released iOS version of its UPI app. Other banks are also expected to launch their UPI apps soon.
BHIM app for iOS
BHIM app for iOS is not yet available at the iOS app store. NPCI is still working on the iOS app. As the development of the UPI libraries for iOS is finished, we expect BHIM app for iOS to be launched in the first week of February 2017. Till then you can install other apps such as iMobile and PhonePe and use them.
How can iPhone user use BHIM
Do you know that you can use BHIM services in your iPhone without BHIM iOS app? It is true. The government has integrated BHIM services with the USSD banking. You can access USSD banking by dialing *99# with your registered mobile number. You can use almost every service of the BHIM app except QR codes with *99# banking. Hence dial *99# and enjoy BHIM until NPCI launch BHIM app for iOS.