In my last article, I told you how you can activate the Airtel Payment Bank Savings account. In this post, I am here to tell you that how you can add money to this account.
Though, it is not necessary to have a deposit in Airtel Payment Bank savings account. Only Rs. 50/- as a minimum balance at the time of activation is sufficient. But to avail the full benefits of Airtel Payment Bank/ saving account/ wallet, you must add money in it.
Then not only you earn interest on your balance, but also you can use it for a different type of services. Like, fund transfer, utility bill payments, travel ticket bookings, FASTag recharge etc.
Thus a balance in your wallet facilitates you in all the manner. So let us see how you can add money in Airtel Payment Bank.
Basically, there are two methods through which you can add money.
1. Through the Airtel Payment Bank Banking Point
You can add money in your payment bank at any Airtel Payment Banking Point. There you have to use secure KEY. Secure KEY is nothing but an OTP only.
Visit the Banking Point. The representative chooses the cash deposit option and enters your mobile number in his device. Then he feeds the amount. For the authentication of the transaction, you receive an OTP on your mobile. Share this OTP with the representative and give the cash which you want to add.
As a result the amount is credited to your payment bank.
Suggested: How To Activate Airtel Payment Bank Account
2. Through the Airtel App Itself
Since the Airtel Payment Bank service is available for non Airtel customers as well. But the Airtel app is for Airtel customers only. Thus Airtel subscribers can add money in their payment bank account also by using their app.
In the Airtel app there are three places by which you can add money.
i. Wallet Icon
On the home page, select the wallet icon on the top right corner. You will see that Add Money option is auto selected. Then choose the amount. You will reach on Payment Checkout Options page.
ii. Quick Actions Icon
Again at the centre bottom of the home page, you can see the logo of Airtel. It is an icon of Quick Actions recently added by Airtel. Thus tap on this icon and you get the ADD button.
Now tap on the ADD button, fill the amount on the next page. Tap on the blue tick mark and you will proceed on the same page of Payment Checkout Options.
iii. Bank Icon
The third way is Bank icon, which is also at the bottom of the home page. Select this icon. You will reach on the Payments Bank page. Now select the Add Money option. Enter the amount and proceed on the Checkout page.
Thus you select any icon you will proceed to the same page at Payment Checkout Options. When you reach here, you can see the Three (3) means to add money in Payment Bank. Also, you can see the payable amount and Terms & Conditions.
Now let us see how you can use these three payment options to add money in your Airtel Payment Bank through the Airtel App.
Useful: Airtel Payment Bank Charges
How to Use Payment Options in the Airtel App
A. Quick Pay (UPI)
First option is Unified Payment Interface (UPI). If you have a UPI ID, you can see that UPI App here.
Tap on the Select App button and you will see all the UPI Apps already registered with your number.
Now choose a UPI App and tap on the Pay Now button. You will proceed that UPI App. Enter the passcode and reach on the payment page. Also, check the details then tap on Proceed to pay button.
This step takes you on the UPI PIN page. Enter 4 or 6 digit UPI PIN. Press OK and the transaction is completed. Thus in this way you can add money in payment bank easily, quickly and safely.
B. My Debit Cards
The second method is the Debit Card. In other words, you can not add money through the Credit Card. Only Debit cards are allowed to add money.
Select this option and you reach on Add New Debit Card page. Here enter your debit card details along with the expiry date and CVV.
Tap on the Pay Now button. Quickly you will receive an OTP on your mobile number linked with the card. Then the Airtel App will automatically fetch the OTP and will complete the transaction itself.
C. Net Banking
Further, the third option is Net Banking. Back on the Payment Checkout Options page, you can see the list of some banks. Moreover, you can search your bank by tapping on More banks button. Thus follow some steps.
Select your bank and click on Pay Now button. You will reach Your bank’s Internet Banking page.
Enter the User ID and Password. Now tap on Payment Login link. Hence you will proceed on the payment page. Here make payment as usual and the Airtel Payment Bank will be added with the desired amount.
Thus you can see that all the three options are easy and quick. So you can choose them for your choice.
Suggested: What is Payment Bank
Some Important Facts
Before adding money in Airtel Payment Bank just keep in your mind some facts.
- There are no charges to add money in Payment Bank from Airtel side.
- But your bank may charge a fee according to their rules.
- Minimum cash deposit limit is Rs. 10/-.
- Moreover, if you have added your PAN Card the maximum cash deposit limit is Rs. 1 lakh.
- But if you have not added PAN card this limit is Rs. 49,990.