The Tez Payment app is one of the most convenient ways of fund transfer. But this convenience comes with some limitations. There is a transaction limit on the Google Pay app. The limit is for the maximum transaction in a day and number of transaction in a day, both.
Also Read- Tez is now ‘Google Pay’, What Else Changed
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Tez Transaction Limits
Maximum Transaction in a Day
In a day, you can’t transact more than ₹1 lakh through the Tez app. This limit ensures the security of your bank account.
Since Google Pay (Tez) app is based on the UPI Payment platform, it has to adhere the limits of the UPI. The Tez itself did not create this limit. This limit is fixed by the UPI that is why it is similar to other UPI apps such as Phonepe and Paytm. The BHIM has a lower limit for transactions.
Per Transaction Limit
The Google Pay (Tez) has given maximum flexibility within the limits of UPI. Since UPI has not set any limit for a single transaction, the Tez also permit you to transfer money as per your wish. However, since there is a per day limit of ₹1 lakh, hence a single transaction also can’t exceed ₹1 lakh.
Maximum Number of Transaction in Day
To enhance the security, the UPI has limited the number of transactions in a day. You can’t use Tez more than 10 times for fund transfer. This limit works across the UPI apps.
Suppose, you have already used Phonepe 10 times in a day. In this situation, you can use Tez only 10 times for fund transfer.
Banks can Set their Own Limit
There is another question mark on fund transfer through the Tez. If your bank (with which you have the account) set a limit for fund transfer through the UPI apps, the Tez has to follow it. Indeed, some banks set a limit for transactions.
Tez Transaction Limit Comparison
The Tez gives you maximum permitted flexibility. But other apps may not give you such flexibility. There may be a limit by the app itself. Such as BHIM app itself limits the transaction amount. Following is the comparison.
Tez Vs other Apps
| Tez | Phonepe | Paytm | BHIM | SBI Pay | |
| Per Transaction Limit | 1 Lakh | 1 Lakh | 1 Lakh | 20,000 | 1 lakh |
| Per Day Limit | 1 Lakh | 1 Lakh | 1 Lakh | 40,000 | 1 Lakh |
Recommended– Google Pay (Tez) Review
Tez Vs other Transaction Modes
UPI is the most convenient method of fund transfer but it is not made for big transactions. If you want to transfer more than ₹1 lakh, you have to use the IMPS, NEFT or RTGS. The maximum transaction limit for all these methods of fund transfer is given below.
| Transaction Mode | Maximum Amount | Minimum Amount |
| UPI | 1 Lakh | ₹1 |
| IMPS | 2 Lakh | ₹1 |
| NEFT | No Limit | ₹1 |
| RTGS | No Limit | ₹2 lakh |
In this post, I have told you about the transaction limits of the Tez. You can also learn about the cash mode of Tez and Bill payment facility. These are special features of this app.
Durga (Hyderabad) says
March 7, 2019 at 9:13 AMm getting the error message as ‘ you have exceeded the maximum number of transaction’ for the first transaction of the day and transaction amount is 10k.
Ayesha (Patna) says
March 5, 2019 at 8:00 AMI have sended 90000 to my friend yesterday at morning 10 am so can i resend some more money again today
Mukesh (Jhunjhunu) says
December 25, 2018 at 8:29 PMI had made payment is 6100 is my Friend account and while making payments the transaction is failed but right now I check my all transaction then we see that transaction is under process
I want to cancel this transaction the payment is not debit from my account
And I want to cancel this transaction but let us how to do
G UMESHA,TEACHER (MADAKASIRA) says
November 21, 2018 at 3:43 PMSir I have transferred rupees 18000/to Sri venkata sai agencies Anaantapur for water filter I didn’t got any message please help me
Akarsh (Thiruvananthapuram) says
November 17, 2018 at 7:27 PMHow much will it cost if we exceed 5 transaction per month… (Eg: if we use atm card more than 5 times per month the bank will deduct cash from our account).. so is there a limit like that
Thiyagarajan says
October 8, 2018 at 6:11 PMI was transferred money of Rs. 7000 my friend in the list of TEZ account. Amount has been debited from my account. But, still in pending and it shows waiting for bank. So, my friend still didn’t receive that money.
With immediate action, that amount should transfer to my friend or revert to my account as soon as possible.
SAGAR says
October 7, 2018 at 7:52 PMHOW MANY AMOUNT TRANSFER BY TEZ IN ONE MONTH????
Guru says
October 6, 2018 at 7:25 AMam getting the error message as ‘ you have exceeded the maximum number of transaction’ for the first transaction of the day and transaction amount is 15k.
T.vineetha says
October 2, 2018 at 8:24 AMI have not cokpleted the 20 transaction but it is showong me that it has completed the daily trnsaction i try it next day it is showing the same may i now the reason
Chandrakant Mishra says
October 2, 2018 at 8:59 AMYou may have done transaction thorough other apps. I am not sure but it is possible that upi considers balance check as a transaction.
Shamshad M P says
September 29, 2018 at 7:23 AMMy friend has transferred me 91000 yesterday through tez and further transactions were declined by the bank saying transaction limit setup by bank has exceeded. Today he tried again and the same dialog box is appearing again .. any possible ways to transfer the amount via tez !??
Chandrakant Mishra says
September 29, 2018 at 8:13 AMHe should wait for 24 hours.
Ramya.v (Bangalore) says
January 13, 2019 at 9:08 PMwas transferred money of Rs. 3000 my friend in the list of TEZ account. Amount has been debited from my account. But, still in pending and it shows waiting for bank. So, my friend still didn’t receive that money.
With immediate action, that amount should transfer to my friend or revert to my account as soon as possible.
SaGar says
September 17, 2018 at 9:35 PMAny charges on 1 lakh transfer?
Rahul Bhushan says
September 10, 2018 at 1:52 AMCan anyone do transaction of 1 lakh by tez and 40000 from bhim on the same day?
Chandrakant Mishra says
September 11, 2018 at 8:00 AMIt is not possible. The UPI System has a limit of ₹1 lakh irrespective of the UPI apps.
Mahesh Gajula says
September 2, 2018 at 1:29 PMHow much limite per month by TEZ
Chandrakant Mishra says
September 11, 2018 at 8:06 AMPlease go through the post
SRINIVASA KUMAR O says
August 27, 2018 at 12:16 PMsir. i transfered a fund of Rs. 1000/- to kerala cm distress relief fund through link provided in Tej. amount was debited from bank account. i have not received any certificate for that which may be used for my IT filing showing under donation. Please help in this regard. whether is it bogus one or guanine link in app.
Chandrakant Mishra says
August 28, 2018 at 7:38 AMI assume it was a genuine link. You can claim this amount in IT return without any certificate. There would be an entry in your bank statement.
SISHANT RAV DIVYA (SONEBHARDA) says
May 16, 2019 at 6:25 PMMy friend has transferred me 91000 yesterday through tez and further transactions were declined by the bank saying transaction limit setup by bank has exceeded. Today he tried again and the same dialog box is appearing again .. any possible ways to transfer the amount via tez !??
Chandrakant Mishra says
May 17, 2019 at 10:47 AMLet the 24 hours pass before making another payment. you can’t pay more than 1 lakh in 24 hours.
Vasudev says
July 13, 2018 at 12:36 PMSBI Being the biggest banking sector has set a limit of 50000/- fund transfer through tez app..why so ?
Suhas s ijari says
June 2, 2018 at 2:57 PMI hav not done 20 transaction nd more thn lakh but also not completing th transaction