When you go for payment to the merchant at his store, you see a square image consists of some uneven pattern. It is a QR code. You scan this code and payment is completed from your desired payment option. But, did you ever think what is this and how the payment can be done only […]
UPI - Unified Payment Interface
UPI is a digital Payment system. This System works on mobile. By using this system a mobile app can send money instantly. It works 24 hours a day and never stops.
It has revolutionized the payments in India. Today most of you use one of the UPI apps such as BHIM, Tez, Phonepe, Paytm, SBI Pay, iMobile, chillr etc. These apps use UPI platform to transfer fund.
5 Best UPI Apps in India for Digital Payments
Main Features of UPI
- It transfers money instantly, anytime.
- You can request money from someone using this platform.
- You can link any of your bank accounts. It is not necessary to use app of the same bank. You can link multiple bank account to the single app.
- The bank account number is not necessary to send money through it. The virtual Payment address (VPA), Aadhaar, and mobile number can be also used to pay.
- You can send money immediately to anyone. There is no mandatory wait period.
- This system is free. Banks also do not charge anything to use their app. Thus, It does not cost anything to you.
HDFC PayZapp: How To Send Money and Set UPI PIN
HDFC bank has its own UPI payment app. The name of this app is PayZapp. You can use this app to send money to your contacts, request money from your friends. Moreover, you can shop, recharge and pay the utility bills with just one click. This apps also gives the Wallet facility. Even you may […]
Banks Closed, ATM empty – How to Get Cash?
Do you want to know how you may get cash when the ATMs are out of cash? Even banks are closed on account of Odd hours, holidays or a strike. It is possible. You can get cash in this dire situations as well. There are three ways through which you may get cash by debiting […]
UPI PIN: यूपीआई पिन क्या है? इसे कैसे बनाएं और Reset करें?
आजकल ज्यादातर लोग पैसे भेजने के लिए यूपीआई एप्स का इस्तेमाल करते हैं। लेकिन पैसे भेजने के लिए आपको UPI PIN डालना होता है । कभी-कभी लोग इस पिन को ATM पिन के साथ कन्फ्यूज करते हैं। लेकिन ऐसा नहीं है UPI पिन का अलग इस्तेमाल है और इसके सेट और रीसेट करने तरीका भी […]
#UPIChalega: Where can We Use UPI Payment system
I told you in my last article about #UPI Chalega campaign of NPCI. The main objective of the campaign is to increase the usage of UPI payment system with the ultimate feature of safe transactions. Thus NPCI is trying to drive up the UPI system for all types of financial transactions big or small. That’s […]
How To Pay LPG Bill Online Through UPI App
#UPI Chalega is a campaign by NPCI to promote the UPI payment system. NPCI, National Payment Corporation of India is trying to drive up the digital payment system by this campaign. Thus in this sequence, I am here to tell you about the one usage of UPI payment system. I am sharing you my experience […]
UPIChalega: How To Register and Use Payment System
UPI, Unified Payment Interface is the most popular payment system of India. It has reduced the usage of Internet Banking. Those who are still not using internet banking, the UPI system has also added them in the world of cashless payment. So, now, Everyone is saying #upichalega. In this post, I will tell you what […]
#UPIChalega: Why UPI is Better Payment System
You have many ways to pay cashless. But you would agree that UPI is the best. Within four years this payment system has dominated the market. Now everyone is saying #upichalega You would find that most of new cashless users only know about the UPI. While NEFT, IMPS and RTGS are there since many years. […]
How can SBI Customer Disable UPI
UPI (Unified Payment Interface) facility on your SBI Bank account helps you to pay, receive and transfer money. But now you want to disable the UPI facility from your bank account. I can understand, you want this for security reasons. Don’t worry, you may disable UPI from your SBI account whenever you want. In this […]
How to Use VPA for Sending Money
Today, UPI payment system is most popular payment method. Most of us are using it for online shopping, money transfer and utility bill payments. But do you know this UPI system works upon VPA? In this post, I am going to tell you what is VPA and how you can use it for sending money. […]
IPO Subscription Through UPI Apps using UPI ID
When a new company wants to garner some fund, it issues the Initial Public Offer (IPO). A person who invests in the IPO becomes a shareholder of the company. Most of the investors invest in IPO by the money blocking system i.e. ASBA. But now you can invest in IPO through the UPI Payment system. […]
Top 6 Ways of Cashless Payments
Today there are many ways of the cashless payment. More and more people are adopting these methods as for the convenience and record. In this post I would discuss the top 5 ways of cashless payment. What is Cashless Payment? Cashless payment is a way of payment which is made through digital modes. In digital […]