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UPI Payments- Google Pay, Phonepe, Paytm, UPI PIN, UPI ID

All About Payments in India

UPI - Unified Payment Interface

UPI is a digital Payment system. This System works on mobile. By using this system a mobile app can send money instantly. It works 24 hours a day and never stops.

It has revolutionized the payments in India. Today most of you use one of the UPI apps such as BHIM, Tez, Phonepe, Paytm, SBI Pay, iMobile, chillr etc. These apps use UPI platform to transfer fund.

UPI Full Form and Meaning

5 Best UPI Apps in India for Digital Payments

Main Features of UPI

  1. It transfers money instantly, anytime.
  2. You can request money from someone using this platform.
  3. You can link any of your bank accounts. It is not necessary to use app of the same bank. You can link multiple bank account to the single app.
  4. The bank account number is not necessary to send money through it. The virtual Payment address (VPA), Aadhaar, and mobile number can be also used to pay.
  5. You can send money immediately to anyone. There is no mandatory wait period.
  6. This system is free. Banks also do not charge anything to use their app. Thus, It does not cost anything to you.

 

 

What is QR Code? How it Works for Payment?

By Chandrakant Mishra | Published On March 16, 2020

When you go for payment to the merchant at his store, you see a square image consists of some uneven pattern. It is a QR code. You scan this code and payment is completed from your desired payment option. But, did you ever think what is this and how the payment can be done only […]

Filed Under: Payments Basic, UPI- Unified Payment Interface

HDFC PayZapp: How To Send Money and Set UPI PIN

By Sumit Varma | Published On March 12, 2020

HDFC bank has its own UPI payment app. The name of this app is PayZapp. You can use this app to send money to your contacts, request money from your friends. Moreover, you can shop, recharge and pay the utility bills with just one click. This apps also gives the Wallet facility. Even you may […]

Filed Under: UPI- Unified Payment Interface

Banks Closed, ATM empty – How to Get Cash?

By Chandrakant Mishra | Published On March 9, 2020

Do you want to know how you may get cash when the ATMs are out of cash? Even banks are closed on account of Odd hours, holidays or a strike. It is possible. You can get cash in this dire situations as well. There are three ways through which you may get cash by debiting […]

Filed Under: Banking, UPI- Unified Payment Interface

UPI PIN: यूपीआई पिन क्या है? इसे कैसे बनाएं और Reset करें?

By Chandrakant Mishra | Published On March 7, 2020

आजकल ज्यादातर लोग पैसे भेजने के लिए यूपीआई एप्स का इस्तेमाल करते हैं। लेकिन पैसे भेजने के लिए आपको  UPI PIN डालना  होता है । कभी-कभी लोग इस पिन  को ATM पिन के साथ कन्फ्यूज  करते हैं। लेकिन ऐसा नहीं है UPI पिन का अलग इस्तेमाल है और इसके सेट और रीसेट करने तरीका भी […]

Filed Under: UPI- Unified Payment Interface, हिंदी

#UPIChalega: Where can We Use UPI Payment system

By Chandrakant Mishra | Published On March 4, 2020

I told you in my last article about #UPI Chalega campaign of NPCI. The main objective of the campaign is to increase the usage of UPI payment system with the ultimate feature of safe transactions. Thus NPCI is trying to drive up the UPI system for all types of financial transactions big or small. That’s […]

Filed Under: UPI- Unified Payment Interface

How To Pay LPG Bill Online Through UPI App

By Sumit Varma | Published On March 2, 2020

#UPI Chalega is a campaign by NPCI to promote the UPI payment system. NPCI, National Payment Corporation of India is trying to drive up the digital payment system by this campaign. Thus in this sequence, I am here to tell you about the one usage of UPI payment system. I am sharing you my experience […]

Filed Under: UPI- Unified Payment Interface

UPIChalega: How To Register and Use Payment System

By Sumit Varma | Published On February 28, 2020

UPI, Unified Payment Interface is the most popular payment system of India. It has reduced the usage of Internet Banking. Those who are still not using internet banking, the UPI system has also added them in the world of cashless payment. So, now, Everyone is saying #upichalega. In this post, I will tell you what […]

Filed Under: UPI- Unified Payment Interface

#UPIChalega: Why UPI is Better Payment System

By Chandrakant Mishra | Published On February 26, 2020

You have many ways to pay cashless. But you would agree that UPI is the best. Within four years this payment system has dominated the market. Now everyone is saying #upichalega You would find that most of new cashless users only know about the UPI. While NEFT, IMPS and RTGS are there since many years. […]

Filed Under: UPI- Unified Payment Interface

How can SBI Customer Disable UPI

By Chandrakant Mishra | Published On February 7, 2020

UPI (Unified Payment Interface) facility on your SBI Bank account helps you to pay, receive and transfer money. But now you want to disable the UPI facility from your bank account. I can understand, you want this for security reasons. Don’t worry, you may disable UPI from your SBI account whenever you want. In this […]

Filed Under: SBI, UPI- Unified Payment Interface

How to Use VPA for Sending Money

By Chandrakant Mishra | Published On January 9, 2020

Today, UPI payment system is most popular payment method. Most of us are using it for online shopping, money transfer and utility bill payments. But do you know this UPI system works upon VPA? In this post, I am going to tell you what is VPA and how you can use it for sending money. […]

Filed Under: UPI- Unified Payment Interface

IPO Subscription Through UPI Apps using UPI ID

By Chandrakant Mishra | Published On December 27, 2019

When a new company wants to garner some fund, it issues the Initial Public Offer (IPO). A person who invests in the IPO becomes a shareholder of the company. Most of the investors invest in IPO by the money blocking system i.e. ASBA. But now you can invest in IPO through the UPI Payment system. […]

Filed Under: UPI- Unified Payment Interface

Top 6 Ways of Cashless Payments

By Chandrakant Mishra | Published On October 5, 2019

Today there are many ways of the cashless payment. More and more people are adopting these methods as for the convenience and record. In this post I would discuss the top 5 ways of cashless payment. What is Cashless Payment? Cashless payment is a way of payment which is made through digital modes. In digital […]

Filed Under: UPI- Unified Payment Interface

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UPI Pay Later in ICICI Bank and HDFC Bank: Activation and Charges

In the past 7 years, UPI has seamlessly integrated into our daily lives, transforming the landscape of payments in India. It’s not just about payments; UPI keeps evolving with new features. One of the latest additions is UPI Now Pay Later. The introduction of this innovative feature promises to enhance your convenience significantly. Just as […]

Account Payee Cheque: How to Issue and Encash?

In today’s digital age, most individuals possess a bank account equipped with chequebook facilities. However, the use of physical cheques has dwindled resulting in a general lack of familiarity with crucial terms such as “Bearer cheque,” “Crossed cheque,” and “Account Payee cheque.” This article aims to bridge this knowledge gap by exploring these terms in-depth […]

UPI Transaction Limit of Google Pay, SBI, ICICI, HDFC, and 40 other Banks

UPI transactions are quite convenient. But they come with limitations. These limits might become an issue when you need to make a payment urgently. UPI transactions have two types of limits: one on the number of transactions and another on the transaction amount. The limit on the transaction amount has two sub-limits: the maximum amount […]

How To Activate Airtel Payment Bank’s Dormant Account

Opening multiple accounts is simple, but maintaining them can be challenging. The same applies to an Airtel Payment bank account that you might have opened a while ago. However, over time, this account may have become dormant or blocked, even though it might still hold some funds. Are you now eager to reactivate or unblock […]

Solution: You have exceeded the maximum transaction limit set by your bank!!

It is not frequent, but sometimes you can encounter the message “You have exceeded the maximum transaction limit set by your bank”. You can also see the message “You have reached the UPI payment limit set by your bank”. It applies a sudden brake on your otherwise smooth UPI Payments. This can happen whether you […]

Phonepe Transaction Limit Per Day: UPI Limit for 93 Banks (Updated 2023)

Do you want to know about the limits of the Phonepe Payments app? You’re in luck! This guide breaks down those limits into simple pieces. Let’s explore PhonePe’s daily transaction limits, understanding what you can and can’t do. Get ready to dive in. Types of Limits on Phonepe There can be various types of limits […]

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