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UPI Payments- Google Pay, Phonepe, Paytm, UPI PIN, UPI ID

All About Payments in India

UPI - Unified Payment Interface

UPI is a digital Payment system. This System works on mobile. By using this system a mobile app can send money instantly. It works 24 hours a day and never stops.

It has revolutionized the payments in India. Today most of you use one of the UPI apps such as BHIM, Tez, Phonepe, Paytm, SBI Pay, iMobile, chillr etc. These apps use UPI platform to transfer fund.

UPI Full Form and Meaning

5 Best UPI Apps in India for Digital Payments

Main Features of UPI

  1. It transfers money instantly, anytime.
  2. You can request money from someone using this platform.
  3. You can link any of your bank accounts. It is not necessary to use app of the same bank. You can link multiple bank account to the single app.
  4. The bank account number is not necessary to send money through it. The virtual Payment address (VPA), Aadhaar, and mobile number can be also used to pay.
  5. You can send money immediately to anyone. There is no mandatory wait period.
  6. This system is free. Banks also do not charge anything to use their app. Thus, It does not cost anything to you.

 

 

UPI Pay Later in ICICI Bank and HDFC Bank: Activation and Charges

By Chandrakant Mishra | Published On September 21, 2023

In the past 7 years, UPI has seamlessly integrated into our daily lives, transforming the landscape of payments in India. It’s not just about payments; UPI keeps evolving with new features. One of the latest additions is UPI Now Pay Later. The introduction of this innovative feature promises to enhance your convenience significantly. Just as […]

Filed Under: UPI- Unified Payment Interface

UPI Transaction Limit of Google Pay, SBI, ICICI, HDFC, and 40 other Banks

By Chandrakant Mishra | Published On September 5, 2023

UPI transactions are quite convenient. But they come with limitations. These limits might become an issue when you need to make a payment urgently. UPI transactions have two types of limits: one on the number of transactions and another on the transaction amount. The limit on the transaction amount has two sub-limits: the maximum amount […]

Filed Under: UPI- Unified Payment Interface

What is UPI Number? How to find UPI Number in Phonepe, and Google Pay?

By Chandrakant Mishra | Published On November 8, 2022

Nowadays, when you open your phonepe, Google Pay, you will get a notification to set UPI number. Let us understand what is this UPI number, what will be the benefit and how to set it.  UPI Number Means UPI payment has made our life very easy. And now it is going to be easier with […]

Filed Under: UPI- Unified Payment Interface

UPI Full Form and Meaning – Complete Details

By Chandrakant Mishra | Published On October 23, 2022

The full form of the UPI is Unified Payment interface. This interface facilitates the money transfer between two bank accounts. This interface connects all the Indian Banks with the Mobile Payment apps. The unique features of the UPI has made it most loved payment system in India.

Filed Under: UPI- Unified Payment Interface

What is UPI Lite Payment Wallet and its Transaction Limit?

By Chandrakant Mishra | Published On April 9, 2022

UPI Lite is the new facility of UPI Payment system. This facility has made the payment easier. This system works even without the internet. Thus it is very useful in case there is no internet or no data in your phone. The Offline Transaction Through the UPI Lite Often our daily data gets exhausted. Thus, […]

Filed Under: UPI- Unified Payment Interface

UPI Payment kaise Kare? UPI पेमेंट सिस्टम का 4 तरीके से इस्तेमाल

By Savita Mishra | Published On February 22, 2021

UPI Payment सिस्टम को शुरु हुए चार साल हो गए हैं। बहुत से लोग इसका यूज भी करने लगे हैं। फ्लिपकार्ट हो … अमेजन हो या फिर आपके पड़ोस की दुकान….  हर जगह UPI पेमेंट चलने लगा है।   लेकिन इस बीच UPI  सिस्टम में कई नए बदलाव आ गए हैं। पेमेंट के तरीका भी  बदला  […]

Filed Under: UPI- Unified Payment Interface, हिंदी

What is UPI Payment System? About UPI ID, UPI PIN, Limits and Charges

By Chandrakant Mishra | Published On October 16, 2020

I have written so many articles on UPI Payment system. I have already covered the UPI ID, UPI PIN, limits charges etc. But this is going to be different. It would have all these things but with very special treatment. This article is based on my discussion with my 12-year-old son Aviral. He has some […]

Filed Under: UPI- Unified Payment Interface

What is Autopay in UPI Apps? How to use this Facility?

By Chandrakant Mishra | Published On August 14, 2020

UPI has changed the whole scenario. Now, we have adopted this super easy payment system. Indeed, it was a revolutionary system by NPCI. But, Do you consider that #UPI Autopay also has such potential. It seems so. As it promises to take away all of your tension related to the bill payments. In fact, if […]

Filed Under: UPI- Unified Payment Interface

What is UPI Payment System? How To Use UPI Apps?

By Chandrakant Mishra | Published On April 17, 2020

UPI is the most popular payment system in India. There have been 10 billion transaction in whole 2019. In the December alone 1.33 billion transactions took place. Today, a UPI user makes 25 transactions in a year through this mode. However, most of the users are not fully aware of this convenient and useful system. […]

Filed Under: UPI- Unified Payment Interface

What is UTR Number? How To Track UTR of SBI and Other Transactions

By Sumit Varma | Published On April 17, 2020

Sometimes a financial transaction between the two bank accounts may be stuck due to some technical issue. And you do not get a confirmation message. Then how can you track the status of the transaction? The answer is UTR. In this post, I will tell you what is UTR? And how can you track the […]

Filed Under: Banking, UPI- Unified Payment Interface

What is UPI PIN | How To Create and Reset UPI PIN

By Chandrakant Mishra | Published On March 31, 2020

UPI PIN is mandatory to send money using any of the UPI apps. You must know that Paytm, Phonepe, Google Pay, SBI Pay etc uses UPI payment system to send money. It is also used to pay merchants. In all these cases, you have enter the UPI PIN. But, often we forget it. don’t worry, […]

Filed Under: UPI- Unified Payment Interface

How To Get UPI PIN Without Debit Card?

By Chandrakant Mishra | Published On March 23, 2020

As you know UPI PIN is a four or six digit number which you have to set during the linking of the bank account with the UPI App. To set the UPI PIN you have to proceed with your debit card details. But sometimes people do not want to use their debit card details Or […]

Filed Under: UPI- Unified Payment Interface

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Account Payee Cheque: How to Issue and Encash?

In today’s digital age, most individuals possess a bank account equipped with chequebook facilities. However, the use of physical cheques has dwindled resulting in a general lack of familiarity with crucial terms such as “Bearer cheque,” “Crossed cheque,” and “Account Payee cheque.” This article aims to bridge this knowledge gap by exploring these terms in-depth […]

How To Activate Airtel Payment Bank’s Dormant Account

Opening multiple accounts is simple, but maintaining them can be challenging. The same applies to an Airtel Payment bank account that you might have opened a while ago. However, over time, this account may have become dormant or blocked, even though it might still hold some funds. Are you now eager to reactivate or unblock […]

Solution: You have exceeded the maximum transaction limit set by your bank!!

It is not frequent, but sometimes you can encounter the message “You have exceeded the maximum transaction limit set by your bank”. You can also see the message “You have reached the UPI payment limit set by your bank”. It applies a sudden brake on your otherwise smooth UPI Payments. This can happen whether you […]

Phonepe Transaction Limit Per Day: UPI Limit for 93 Banks (Updated 2023)

Do you want to know about the limits of the Phonepe Payments app? You’re in luck! This guide breaks down those limits into simple pieces. Let’s explore PhonePe’s daily transaction limits, understanding what you can and can’t do. Get ready to dive in. Types of Limits on Phonepe There can be various types of limits […]

HDFC Bank: How to Open PPF Account Online

Hey there, curious about how to make your money work for you? Do you want to build some long-term wealth through the HDFC Bank? Well, you’re in luck because there’s this fantastic thing called a PPF or Public Provident Fund that’s perfect for small investors like you. You might be wondering, what’s so great about […]

What is UTR Number? How to Find UTR and Check Status

The full form of the UTR number is the Unique Transaction Reference number. When you send money between banks, each transaction gets a unique UTR number.

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