Do you have an insurance policy in LIC and fed up to pay the premium by the queue in the LIC branch. Don’t worry, you may get rid of it. The online premium payment is hassle-free and you can pay it sitting at your home. In this article, I will tell you how you can […]
Payments Basic
What is NACH Payment? How it Benefits to Customers?
Does your credit card bill gets automatically paid every month? If yes ! you must be using the NACH facility. I also use NACH service to pay credit card bills, electric bill and SIP. In fact, you can use this facility for all the recurring payments. Uses of the NACH The NACH is used when […]
The Digital Transaction Will Remain Free, Government Waives MDR
You should set aside the worry about the UPI payment. The government has said that there would not be any charge or MDR on the digital transaction. As of now the payment through BHI UPI, UPI QR code and Aadhaar Pay are free. But we all were apprehensive that this party may end. In the […]
What to Do If ATM Does Not Give Cash but Money Got Debited From Account?
Your concern is genuine. The ATM has not given the money. But, you have got the message of debit from your bank account. What to Do? Will you get back the money? How much time will it take and what is the process of complain. This post would guide you to mitigate this situation. I […]
MPIN in Mobile Banking of SBI, ICICI, Axis and BOB
The money transfer and banking through the mobile needs a PIN for authentication. If you are using your bank’s app for the common banking task, the MPIN would be used for the authentication. The MPIN is separate from the UPI PIN which is used in UPI Fund Transfer. Suppose, You want to check statement of […]
QR Code: क्यू आर कोड क्या है? कैसे काम करता है?
QR Code की बदौलत आपको पैसा मंगाने के लिए अपने bank account के बारे में कोई Details (अकाउंट नंबर वगैरह) साझा नहीं करने पडते। या किसी अन्य को पैसा भेजने के लिए उसके Bank Account के Details टाइप नहीं करने पडते। सिर्फ एक चित्र को Scan करके आप झट से लेन-देन निपटा देते हैं। भारत […]
MMID in IMPS Fund Transfer
In the IMPS Fund Transfer system, you can send money to a person on the basis of his/her mobile number and MMID. The Mobile number and MMID can be used in the place of Account number and IFSC code. The MMID is a seven digit number of which the first four digits are the unique […]
What is a Payment Gateway in India
This post of upipayments.co.in tells you what a payment gateway is and how it works. You would also learn about the main features of the payment gateways. I would also answer some of your important questions. What is a Payment Gateway A payment gateway is an application used for the online payments. It facilitates and […]
SBI (State Bank of India) IMPS, NEFT and RTGS Charges
SBI (State bank of India) gives the fund transfer facility through IMPS, NEFT and RTGS. SBI charges differently for these services. Even you are not required to pay any charge in some cases. Each fund transfer mode has some benefits. So on the basis of charges, we can’t say that a particular fund transfer platform […]
ATM Withdrawal Limits of SBI, ICICI, HDFC and Other Banks
Recently, SBI has reduced the ATM withdrawal Limit. From 31 October 2018, you would be able to withdraw only ₹20,000 in a day from the ATM. Earlier, you could withdraw up to ₹40,000 in a day. This would be the least withdrawal limit among top banks of India. Even the Government banks such as PNB and […]
IMPS Limit of SBI, ICICI, HDFC and Other Banks
This question bothers most IMPS users that how much can money can they transfer in one go with IMPS. What are the IMPS limits in SBI, ICICI Bank, HDFC Bank or other banks? Unlike NEFT, NPCI does have a limit on IMPS transactions. And here, I am going to tell you all about the IMPS […]
IMPS Charges of SBI, ICICI, HDFC, Kotak And Axis Bank
The SBI has reduced the charges for IMPS fund transfer but other banks are still charging the high fees. Bank of Baroda is the only bank which does not charge for IMPS fund transfer. In this post, I have told the IMPS charges of 7 banks. I have covered only the big government and Private […]