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All About Payments in India

BHIM App Cashback Offer and Rewards [Updated on July 2018]

By Chandrakant Mishra | Published On April 13, 2018

The Government has modified the BHIM app cashback scheme. Now you would not be able to earn a good monthly amount. However, the first time user would get a bigger amount. The government has changed the scheme as many users were trying to make money from this scheme. It has also withdrawn the merchant cashback scheme. The revised scheme is applicable from 4 July 2018.

The cashback of BHIM is similar to the Google Pay (Tez), Phonepe and Paytm. In fact, these payment apps have snatched a lot of BHIM’s market share riding on the cashback schemes. So BHIM has also come up with a attractive scheme. The scheme has started since 1 April 2018.

The BHIM App Cashback Scheme For New Users

The BHIM cashback scheme is  still lucrative and rewarding. But, now it is only for the new users.

BHIM cashback scheme reward

First Transaction offer for New BHIM App User

  • A new BHIM app user would get the cashback of ₹150.
  • You would get the cashback of ₹150 for using the BHIM app. No other BHIM UPI based app is eligible for this app. The Tez, Paytm, Phonepe, SBI Pay etc does not qualify for this very cashback.
  • You have to download the BHIM app and make the 10 unique transaction through it. Unique means, you have to send money to 10 different people.
  • The minimum value of each 10 transaction should be ₹50.
  • This BHIM app cashback scheme for 2018 is not a referral scheme. It means, you are not going to earn anything by referring the BHIM app.
  • The incentive will be paid only once per new BHIM app user who completes the ten unique transaction
  • The scheme is only for the new BHIM user. You would not be a new user if you are reinstalling the BHIM app.

Also Read: How To Send Money through BHIM App

BHIM Aadhaar Merchant Incentive Scheme

  • This scheme is for the merchants who accepts payment through the BHIM app.
  • You should declare yourself merchant in the BHIM app.
  • The merchant would get 0.5% of the transaction value as cashback.
  • The minimum value of the cashback per transaction would be ₹2.
  • The maximum value of cahback per transaction would be ₹50.
  • The transaction of more than ₹10,000 would not give any cashback.
  • You would get the cashack only if you have taken payment using Aadhaar Authentication by the finger print scanner.
  • The merchant and customer both should have linked their bank account with the Aadhaar.
  • The mobile scanner should be certified.
  • The customer may be from any bank and BHIM app is not mandatory for the customer.
  • The customer has to give its Aadhaar Number for making payment.

Payment of Cashback

Please note, you would not get the cashback immediately after the transaction. Rather, It may take up to 40 days. The cashback is credited to your bank account befthe ore 10th day of the next month.


The central government is promoting the cashless transactions in various ways. Last year, it has started to give the cashback scheme for the BHIM users and merchants. But, the Google Pay (Tez) and Paytm came with a better scheme. Due to this most of the new customer has adopted the Tez and Paytm. In the August 2017, the BHIM app has a market share of 40.5%, but in the June 2018, it came down to 6.6%.

Meanwhile, The government has waived the MDR (Merchant Discount rate) charges on transaction upto ₹2,000. This waiver is applicable for Debit cards, BHIM UPI and AEPS. This waiver would be available until 31 Dec 2019.

 

 

Filed Under: BHIM

About Chandrakant Mishra

Chandrakant Mishra is the Founder-Editor of the upipayments.co.in and PlanMoneyTax.Com. He has written more than 600 articles on payments, tax, investment, insurance and saving. He has been associated with the CNBC Aawaz Business Channel as Assistant Editor.

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Reader Interactions

Comments

  1. Aditya kumar Pradhan (Patrapur) says

    November 14, 2018 at 12:29 PM

    Sir give. My money refund problem sir ref no 828222261081 please please

  2. Ankit says

    August 23, 2018 at 9:18 PM

    kam se kam 25 ho…
    Mere mei last months275 aaya tha..bt is months abhi tk nhi aaya

  3. DEEPAK says

    August 14, 2018 at 9:07 PM

    SIR JI MAINE 10 SUCESSFUL TRANCTION KAR DIYA THA MERA ACCOUNT NEW HE LINKIN MERA 40 DAYS HOGEYA LIKIN CASH BACK NAHI AYA HE REPLAY ME SIR KAB CASH BACK MILE GA

  4. Dalim. says

    August 7, 2018 at 2:48 PM

    Online payment bank par Cashback Nehi mila

  5. Pradip Bag says

    August 2, 2018 at 6:56 PM

    Sir may June or July month ne t&c niyom motabik transaction Kiya abhi thak mere paytm payment bank ne tranjection ka kohi bhi thankha nehi Mila.. transaction ka 1month gujar geya
    Sir Mera account check koriye
    Plz

  6. Krishna says

    July 27, 2018 at 11:48 AM

    1 month ago bhim app me scheme thi750 rs cashback 20 tranjection 100rs ke and 80 tranjection 10 rs ke mene kiya tha abhii tak muje cashback nahi Mila sir please my tranjection check my account

  7. B rai says

    July 23, 2018 at 7:47 PM

    we have received rewards in may and June 125 and 75 but till now not credited in my a/c

  8. Yash says

    July 22, 2018 at 9:16 PM

    I want to send 35000 can I get cash back and how

  9. Ayush Jain says

    July 18, 2018 at 4:17 PM

    My cashback not yet received.I have already completed my 25 unique transactions in June 2018.My upi-8878177386@upi

  10. Sandip says

    July 15, 2018 at 1:31 AM

    Offer is now available??????

  11. Bala sahu says

    July 14, 2018 at 11:38 AM

    Hlo sir…reward is not credited yet…

  12. Omkar says

    July 10, 2018 at 8:55 PM

    I have done 10transaction in last month but today is 10th of the month still not received any cashback.pls help

  13. Chinmay Kumar says

    July 9, 2018 at 1:49 PM

    Did a bill payment transaction and received a message saying 75 rs cashback received to you SBI pay points. but where can i find that money?

  14. Sreenath Reddy B says

    July 9, 2018 at 3:23 AM

    Hi Chandrakant,
    A small correction is needed…paytm UPI transactions are eligible for the cashback as paytm is also a bank now.

  15. KAPIL MEHRA says

    July 4, 2018 at 8:46 PM

    I haven’t received any cashback despite so many transaction via BHIM. Why??

  16. Arjun Maurya says

    July 4, 2018 at 1:30 PM

    Which bank you had used

  17. pankaj says

    July 1, 2018 at 3:32 PM

    10th date of every month is a said by government but soem times it will be credited earlier

  18. Manoranjan says

    June 30, 2018 at 8:00 PM

    I earned RS 200/- but not credited in my account

  19. Ragu says

    June 30, 2018 at 4:24 PM

    Why is it not eligible for paytm payments bank?

  20. omar says

    June 29, 2018 at 9:36 AM

    sir if i linked my paytm payment bank with my BHIM app and complets 20 unique transactions ,would i get cashback or not . I did not receive 51 rs joining cashback with my paytm payment bank.

  21. Sahil kumar says

    June 26, 2018 at 2:02 PM

    How much time does it take for cashback to be credited in our account ?

  22. Chandrakant Mishra says

    June 26, 2018 at 12:34 AM

    Yes it is available

  23. Niladri Chakraborty says

    June 25, 2018 at 10:13 PM

    Is this cashback still available?

  24. Sohel says

    June 24, 2018 at 5:57 PM

    Cask back add 60 days after complete your transaction

  25. Bhabotosh Sarkar says

    June 23, 2018 at 9:53 PM

    I received rs- 1 , and then I pay rs – 100 ! Its call unique transactions or not for me ???? Can I get 25 cash back ???

  26. User says

    June 23, 2018 at 6:30 PM

    You’ll get cash back with in 2-3 months..
    You need to wait and make as many transaction as possible.
    Good luck.
    You’ll definitely get Cash back.. 🙂

  27. Chandrakant Mishra says

    June 22, 2018 at 5:25 PM

    No. It would not

  28. Siddharth Jain says

    June 20, 2018 at 10:18 PM

    Hey guys, last month i did more than 25 unique transactions using BHIM app. Now its more than 30 days, no cashback is added in my account. Even for the first transaction i didn’t receive any cashback. Can any one help.

  29. Ram says

    June 20, 2018 at 2:07 AM

    Sir, a question, this month send monry to my 5 friend. If i again send them next month will i get reward. Please solv my query.

  30. Paramanna says

    June 17, 2018 at 10:25 PM

    I didn’t got any cashback

  31. Koushik says

    June 17, 2018 at 4:32 PM

    I have completed the 20 unique transaction from Bhim app . Can I get cashback 25 Rs per transaction?????

  32. D G Patel says

    June 17, 2018 at 4:14 PM

    I received rs 100 & rs 75 cash back directly to my SBI A/C.
    Thankyou GOI

  33. Srinivas says

    June 16, 2018 at 10:58 PM

    I got one cash back and one reward of Rs.100/-,150/-,200/- I’m using BHIM APP but the amount didn’t credited in my account. Can you please tell me the reason & how to use reward mony.

  34. Paramanna says

    June 16, 2018 at 7:26 PM

    My reward are not credited in bank account ,i receive first reward 51₹
    on and other 25₹

  35. Chandrakant Mishra says

    June 16, 2018 at 6:57 PM

    You have to use the BHIM app or any UPI app of the bank. Please refer to the infographics given above.

  36. Paramanna says

    June 16, 2018 at 6:34 PM

    am I eligible if I send phone pe UPI id or we need to send only Bhim app UPI id please tell me sir

  37. bala says

    June 16, 2018 at 11:44 AM

    I my account tranfer to other account 4 time but I not 25Rs cash back pls take action

  38. Chandrakant Mishra says

    June 16, 2018 at 9:14 AM

    The reward would be credited to your account , next month before 10 th day.

  39. Channu sadar says

    June 16, 2018 at 7:53 AM

    It will credited into your account in 24 hrs.Have patience and wait

  40. Channu sadar says

    June 16, 2018 at 7:01 AM

    Sir,
    I got one cash back and one reward of Rs.150/- I’m using BHIM APP but the amount didn’t credited in my account. Can you please tell me the reason & how to use reward mony.

  41. Abhisar Ahuja says

    June 15, 2018 at 9:44 PM

    i have not got the cash back even of rs 51. i have done around 18 unique transactions.

  42. Pintu Das says

    June 15, 2018 at 6:04 PM

    Dear sir, if i send money 20 unique upi ids on this month. I know i will eligable for 500 cash back. But for the next month if send money to same 20 upi ids , is it count as unique transaction.

  43. Harish Bhatt says

    June 14, 2018 at 12:19 PM

    Sir,
    I got one cash back and one reward of Rs.100/- I’m using BHIM APP but the amount didn’t credited in my account. Can you please tell me the reason & how to use reward mony.

  44. Sripathi says

    June 13, 2018 at 12:38 PM

    It takes upto 40 days to receive the cashback.

  45. meet says

    June 13, 2018 at 8:35 AM

    not eligible for paytm payment bank

  46. meet says

    June 13, 2018 at 8:34 AM

    it comes with in 30days.before next months 10.so wait.it comes direct in your linked bank as BHIM REWARD

  47. Vindhuja says

    June 12, 2018 at 3:35 PM

    I got two cashback. I am using BHIM for last 3 months the bank is SBI. But the cashback didn’t credited in my account. Can you please tell me the reason?

  48. Vivek tiwari says

    June 12, 2018 at 12:14 PM

    Cashback received bt not added in account
    ??

  49. Chandrakant Mishra says

    June 8, 2018 at 6:57 PM

    You have to use the BHIM app, The account can be from any of the banks.

  50. Chandrakant Mishra says

    June 8, 2018 at 6:56 PM

    No. Only send transactions

  51. Sourav says

    June 7, 2018 at 11:27 AM

    Can I use Bank of India for the earing rewards ?? And If I made payment to bhim Upi address like 9780202365@upi then I qualify for the rewards.please reply….

  52. Nikhil Darekar says

    June 7, 2018 at 9:29 AM

    Transition me receive transition bhi count hote hai kya

  53. Jayanta Kumar sethy says

    June 5, 2018 at 11:24 PM

    I did not receive 51 cashback for 1st transaction. And also can’t receive 25 per transaction per month..

  54. Chandrakant Mishra says

    June 4, 2018 at 8:29 PM

    Yes you will get the cash back.

  55. Sunil Kumar Sahu says

    June 4, 2018 at 8:15 PM

    Can these cashback offers be applicable to the payment bank accounts?can I get cashback offers on my payment bank accounts? please comment….

  56. Chandrakant Mishra says

    June 4, 2018 at 7:00 AM

    It may take up to one month. You should wait.

  57. kusha gangai says

    June 3, 2018 at 10:16 PM

    I done my first bhim upi transaction before 4 days but cashback is not received.I am a new user on bhim appWhen I will receive cashback.My all friend done complete procedure but they also not received cashback on ussd *99# banking

  58. Rachit says

    June 3, 2018 at 7:59 AM

    Offer started on April 2018 and no end date yet.

  59. Rachit says

    June 3, 2018 at 7:58 AM

    For April 2018 I received Cashback on 17 May 2018

  60. Tomal says

    June 3, 2018 at 12:50 AM

    I got a reward of RS 51 which credited to bank. Another rewards of RS 250 & RS 175 showing in the app but not credited to bank yet, it will be credited to bank ?
    Please comment.

  61. Sonu A says

    May 21, 2018 at 11:07 AM

    I have received the reward of Rs.51.I haven’t received it in my bank account till now.Then how can I use it?Please do reply.

  62. Himanshu says

    May 21, 2018 at 12:39 AM

    This offer is not applicable on if you linked paytm payment bank with bhim upi app

  63. Ubaid pathan says

    May 20, 2018 at 9:33 PM

    I had got reward of rs50 but can’t use or can’t tranfer to bank so plz tell how to it

  64. Anik Manna says

    May 20, 2018 at 1:59 PM

    How can I used rewards money

  65. Jeet says

    May 15, 2018 at 9:06 PM

    How much time did it take to get cashback?

  66. Jeet says

    May 15, 2018 at 9:01 PM

    Yaahooo!

    I received the Rs.51 cashback for the firs ever UPI Transaction in This Bhim App.

  67. Sandy says

    May 15, 2018 at 7:50 PM

    I’ve done my 1st payment on bhim app.
    But I didn’t get any Cash back.ive paid 1100 on Amazon through bhim.when will I get cash back?

  68. SOURAV MAJI says

    May 15, 2018 at 6:28 PM

    I done 1st txn on 29april not rcv 51 and done 20 unique txn of 100rs not rcv any cashback

  69. Chandan Kumar says

    May 14, 2018 at 5:08 PM

    I have received cashback RS 25/- Today .
    BY BHIM APP

  70. Aditay says

    May 11, 2018 at 4:22 PM

    No you wont get it since you used Paytm. You have to use BHIM or any other bank app

  71. Gopal says

    May 6, 2018 at 3:48 PM

    The offer till which date. The offer is from which date to which date

  72. Harshal Gupta says

    May 3, 2018 at 3:45 PM

    Yeah, the money directly goes into your linked bank account

  73. Vaibhav Samaria says

    May 2, 2018 at 10:54 AM

    I didn’t received my cashback for 1st transaction on bhim app until now. I am new user. I made payment 10 days earlier. I linked it to paytm payment bank. When I will get my cashback.

  74. rupam sarkar says

    May 1, 2018 at 8:07 AM

    If I linked Paytm payments bank with bhim UPI… And transaction rupees 1 for the first time…. Can I get the cashback of 51..?

  75. dheeresh Kumar says

    April 30, 2018 at 2:46 PM

    u got ir cashback within 3- 4 days

  76. Vinod says

    April 30, 2018 at 2:40 PM

    Is this cashback scheme available for the old users?if yes,how will it work?

  77. tapan says

    April 30, 2018 at 10:58 AM

    here is a scheme which is rewarding, even the private players and we still cry for cash, no cash etc, I think we should support this mode of payment. what will we do with so much of free data available. ive seen so many of panipuri and chat walas with their qr codes pasted on shops. bhim being sarkari should certainly be used, even if its slow in rewards.

  78. Shivakumar says

    April 29, 2018 at 3:37 PM

    I had made my first transaction in this app but didn’t get cadh back yet. When I will get my cashback ?
    Actually this is the reason why people hate this app compared to tez, paytm, phone pe etc. They are giving the cash back instantly into our accounts. But this BHIM app behaving completely opposite.

  79. sourav says

    April 28, 2018 at 11:58 AM

    I’ve got the RS 51 cashback within 2 days.

  80. Gopal Mishra Mishra says

    April 26, 2018 at 9:50 PM

    Mishra ji aapne sahi bola hai mere Ko mil gya 51 dhanywad mishra ji

  81. Chandrakant Mishra says

    April 26, 2018 at 11:08 AM

    मित्र मेरा मकसद कतई आपका टाइम खराब करना नहीं है। ना ही मैंने इन जानकारी के लिए आपसे कुछ चार्ज किया है। मैंने तो सरकारी नोटिफिकेशन के आधार पर इसे लिखा है। चूंकि मैं पहले से भीम इस्तेमाल करता रहा हूं इसलिए मैं इसका प्रैक्टिकल नहीं कर सका। वैसे पैसे तुरंत नहीं मिलते हैं। इसके लिए अगले महीने की 10 तारीख का इतंजार करें।

    आप इन गैजेट नोटिफिकेशन को देख सकते हैं। आखिरी लिंक में सेक्शन 3.2 (iii) को जरूर पढ़ें। उसके बाद एक बार फिर अपनी राय दें।
    http://meity.gov.in/writereaddata/files/BHIM_scheme_Individual_2018.pdf
    http://meity.gov.in/writereaddata/files/Gazette%20notification%20dt.14.08.17%20for%20extensionand%20amendment%20of%20three%20BHIM%20Schemes.pdf
    http://meity.gov.in/writereaddata/files/Gazette%20notification%20dt.%205.6.17%20-%20%28BHIM%29for%20Merchants%2C%20individuals.pdf

  82. SHUBHAM kankarwal says

    April 21, 2018 at 6:03 PM

    I done my first bhim upi transaction before 10 days but cashback is not received.
    I am a new user on bhim app
    When I will receive cashback.
    My all friend done complete procedure but they also not received cashback.

  83. Abhimanyu Kumar says

    April 19, 2018 at 7:40 AM

    When cashback will be credited in our account till now i have not got my 51 rs cashback as i m new user and i have send money till now not got any cashback on transaction also and not in joining also.

  84. koteswar says

    April 19, 2018 at 6:53 AM

    I’m yet to receive 51 cash back, where to raise compliant

  85. Agram Kapoor says

    April 18, 2018 at 11:28 PM

    Yes you will receive the cashback your first ever successful (wrong passcode will termed as failed
    ) transaction is eligible

  86. Nevil says

    April 18, 2018 at 9:41 PM

    Where to transfer cash back by BHIM I mean cash back directly transfered in bank account.

  87. Rajesh barman says

    April 16, 2018 at 10:53 PM

    My first transaction on BHIM app was cancelled due to wrong passcode which was my fault and then I tried again and transaction was successful this time. Will I receive the cashback of Rs.51 ?

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